Most assisted living tours follow a script: a bright lobby, a model apartment, the activities calendar, lunch in the dining room. All of that matters, but it is not the whole picture. This checklist helps you ask the questions that reveal how care actually works, what it will cost over time, and what the state's own inspectors found.
Before you tour
Assisted living is regulated by states, not by the federal government, so the rules differ depending on where your parent will live. The Family Caregiver Alliance points out that even the term "assisted living" means different things from state to state.
- Get clear on needs. List your parent's daily needs: help with bathing, dressing, medications, mobility, memory, diabetes, incontinence. Bring this list on every tour. If memory loss is significant, read about memory care too.
- Set a budget. Know what your parent can pay monthly and for how long. See our cost of care guide.
- Check the license. Confirm the community is licensed by your state and find out where inspection reports are published. Your Area Agency on Aging can help; reach it through the Eldercare Locator at 1-800-677-1116.
- Bring your parent if possible. Their comfort and preferences count most.
How to read state inspection reports
State inspection reports (sometimes called surveys or deficiency reports) are the closest thing you will get to an independent look inside. Medicare's Care Compare tool does not cover assisted living, so go to the state.
- Where to find them: Many state licensing agencies post reports online. If yours does not, ask the facility to show you its most recent inspection report. You can also request reports from the state.
- What to look for: Patterns matter more than a single minor citation. Repeated problems with medication errors, staffing, falls, resident rights, or abuse and neglect are serious.
- Ask about corrections: If you find a citation, ask the administrator what changed afterward.
- Call the ombudsman: Every state has a Long-Term Care Ombudsman program that advocates for residents of nursing homes, assisted living, and board and care homes. Ombudsmen cannot recommend a facility, but they can often tell you whether complaints have been filed.
Checklist: care and health
- How do you assess a new resident's needs, and how often do you reassess?
- Who writes the care plan? Can family take part in care plan meetings?
- Is a nurse on site? What hours? Who is on call overnight?
- Who gives medications, and what training do they have?
- How are falls handled? Will you call us every time?
- Can residents keep their own doctors? Do visiting physicians or therapists come here?
- Which pharmacy do residents use? Are we required to switch?
- What happens in a medical emergency? Which hospital do you use?
- Do you handle diabetes care, oxygen, catheters, two-person transfers, or hospice?
- If care needs increase, what is the next step: more services here, memory care, or a move?
Checklist: staff and safety
- What is the staff-to-resident ratio on days, evenings, and overnight?
- How long have the administrator and director of nursing (or wellness) been here?
- What is staff turnover like?
- What training does direct care staff get, including dementia training?
- Are background checks done on all employees?
- How quickly are call buttons answered? Do you track response times?
- Are apartments and bathrooms equipped with grab bars and emergency call systems?
- What is the emergency plan for storms, power outages, or evacuations?
Checklist: daily life
- Can we stay for a meal? How do you handle special diets?
- Are snacks available any time?
- What activities happen on weekends and evenings, not just weekday mornings?
- Is transportation offered for appointments, church, or shopping? Is there a fee?
- Are there religious services or visiting clergy?
- Can residents bring furniture, decorate, or keep a pet?
- Are visiting hours open? Can family join meals?
- How do you help new residents settle in and make friends?
Checklist: costs and contract
Pricing models vary. Some communities charge a flat rate; many add tiered care-level fees on top of base rent. The Family Caregiver Alliance notes that facilities often raise rates each year and charge more as services increase.
- What does the base monthly rate include?
- How are care-level charges calculated, and how often are they reassessed?
- Is there a one-time community or entrance fee? Is any of it refundable?
- How much have rates gone up in each of the past three years?
- How much notice do you give before a rate increase?
- Do you accept long-term care insurance? Medicaid waiver? VA benefits?
- What happens if my parent runs out of money?
- What are the discharge and move-out rules? How much notice is required?
- What is the refund policy if my parent moves out, is hospitalized long-term, or dies?
- How are complaints and grievances handled?
Take the contract home
Ask for a copy of the residency agreement and read it at home before signing. If the community will not let you take it, that is a warning sign. An elder law attorney can review it, especially the discharge and refund sections.
Extra questions for special situations
If your parent has memory loss
- Do you have a secured memory care area? What is the separate cost?
- How do you prevent residents from wandering out of the building?
- How is staff trained to respond to confusion, agitation, or sundowning?
- At what point would a resident need to move from assisted living to memory care?
If your parent is a couple
- Can spouses with different care needs live together? How is each billed?
- If one spouse needs a higher level of care, can they stay in the same building?
If your parent is a veteran
- Have other residents used VA benefits to help pay? Will staff complete forms VA requires?
- Can your parent keep VA primary care and get rides to VA appointments?
VA pension with Aid and Attendance can help eligible veterans and surviving spouses pay for assisted living. See our VA Aid and Attendance guide.
What to watch and listen for
Use your senses during the tour, and come back again at a different time of day.
- Do staff greet residents by name and speak to them respectfully?
- Are residents up and engaged, or mostly alone in their rooms or parked in front of a TV?
- Does the building smell clean? (A brief odor can happen anywhere; a persistent one is a concern.)
- Are call lights ringing for long stretches?
- How does the food look and taste?
- Would your parent find people here they could relate to, culturally, spiritually, and socially?
If residents or family members are around, ask politely how they like it. Their answers are often more useful than the brochure.
After the tour
- Write notes the same day. After three tours, they blur together.
- Compare side by side on care, staffing, cost, and how your parent felt.
- Check the inspection reports and call the ombudsman.
- Visit your top choice again, unannounced if allowed.
- Talk with your parent's doctor about whether the community can meet their medical needs.
Choosing assisted living can stir up grief and guilt, even when it is clearly the right decision. That is normal. A community that keeps your parent safe and connected can give you back time to simply be their son or daughter. For a fuller overview, see our assisted living guide.
Check before you decide
Benefit rules, dollar amounts, and state programs change, and every family's situation is different. This guide is general information, not medical, legal, or financial advice.
- Confirm eligibility and current amounts with the agency itself: Medicare, your state Medicaid office, or the VA.
- For legal documents and Medicaid planning, talk with a licensed elder law attorney in your state.
- For health questions, talk with the person's doctor. In an emergency, call 911.
Common questions
Who inspects assisted living facilities?
States license and inspect assisted living, not the federal government. Rules, names, and inspection schedules vary by state. Your state's licensing agency or Area Agency on Aging can tell you where reports are posted.
Can I use Medicare Care Compare for assisted living?
No. Care Compare rates nursing homes, home health, hospice, and other Medicare providers, but assisted living is not federally rated. Use your state's records instead.
Should we visit more than once?
Yes. Visit at least twice, at different times of day, and if possible stay for a meal. An unannounced drop-in can be revealing.
What can make a resident have to leave?
Each community has discharge rules, often tied to care needs, behavior, or nonpayment. Ask for them in writing before signing. See our assisted living guide for more.
Sources
- Residential Care Options — Family Caregiver Alliance. caregiver.org/resource/residential-care-options
- Long-Term Care Ombudsman Program — Administration for Community Living. acl.gov/programs/Protecting-Rights-and-Preventing-Abuse/Long-term-Care-Ombudsman-Program
- Eldercare Locator — Administration for Community Living. eldercare.acl.gov
- Residential Care and Assisted Living Compendium — HHS ASPE. aspe.hhs.gov/reports/residential-care-assisted-living-compendium-2007-0
Last reviewed October 19, 2026. General information only, not medical, legal, or financial advice. Benefit rules and amounts change, so confirm with the agency before you decide. See our disclaimer.
