For veterans and their families
Care benefits veterans have earned
Many veteran families pay for care out of pocket without knowing what the VA offers. These guides explain the main programs, who qualifies, and how to apply safely.

Watch out for "pension poachers"
Only VA-accredited representatives may help prepare VA benefit claims, and it's free through Veterans Service Organizations. Be cautious of anyone charging fees to file, or urging you to move assets or buy financial products to qualify.
VA Aid and Attendance and Housebound Benefits: A Family Guide for 2026
VA pension with Aid and Attendance can help a wartime veteran or surviving spouse pay for home care, assisted living, or a nursing home. Here is how eligibility, the math, and the application actually work.
The VA Caregiver Support Program: PCAFC, General Support, and the Stipend
VA has two caregiver programs. One pays a monthly stipend to family caregivers of seriously injured veterans; the other offers free training, coaching, and respite to caregivers of any enrolled veteran.
VA Long-Term Care: Home Care, Adult Day Health, Respite, and Nursing Homes for Veterans
VA Geriatrics and Extended Care runs a full range of services, from a few aide visits a week to 24-hour nursing home care. Here is what each one does, who can get it, and what it may cost.
CHAMPVA and TRICARE For Life: What They Cover for Long-Term Care
CHAMPVA covers families of permanently and totally disabled veterans; TRICARE For Life covers military retirees and their families on Medicare. Both pair well with Medicare, and neither generally pays for custodial long-term care.
Common questions
Can a surviving spouse get Aid and Attendance?
Yes, a surviving spouse of a wartime veteran may qualify for survivors pension with Aid and Attendance if they meet the income, net worth, and care-need rules. See VA Aid and Attendance.
Who can help me file a VA claim for free?
VA-accredited representatives from Veterans Service Organizations, county veterans service officers, and accredited attorneys and agents. Never pay someone who isn't accredited to help you file.