Cost of Care Calculator
Estimate the monthly cost of care, add the income and benefits available, and see the monthly gap and how long savings would last.
Your estimate
Monthly cost of care
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- Per year
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- Monthly income & benefits
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- Monthly gap
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- Savings would last
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Default costs: national medians from the CareScout 2025 Cost of Care Survey (released March 2026). Estimates only; get quotes from local providers. Saved on this device only.
Reading your results
If there's a monthly gap, families usually look at several options together: reducing paid hours by adding family or adult day care, applying for Medicaid if your loved one may qualify financially, checking VA benefits for veterans and surviving spouses, and filing long-term care insurance claims early.
Read the cost of care, Medicaid long-term care, and VA Aid and Attendance next.
Common questions
Where do the default costs come from?
They're national median costs from the CareScout 2025 Cost of Care Survey (released March 2026). Costs vary widely by state and city, so replace them with quotes from local providers for a real estimate.
Does Medicare pay for any of this?
Medicare doesn't pay for long-term custodial care. It may cover short-term skilled nursing or home health care in specific situations. See what Medicare covers.
Can VA benefits help?
Eligible wartime veterans and surviving spouses who need help with daily activities may qualify for VA pension with Aid and Attendance. See VA Aid and Attendance.